Sail Caribbean Trip Insurance
We realize that unforeseeable events may arise that could cause you to cancel or interrupt your summer program. As a result, Sail Caribbean makes arrangements each year to offer you excellent trip cancellation/interruption insurance through a large, multi-national insurance provider. We highly recommend that you purchase coverage to protect your investment.
This Trip Insurance plan provides coverage prior to and during your trip:
Trip Cancellation - the policy reimburses your non-refundable payments if you have to cancel before the program begins for covered reasons such as injury, sickness, or disabling illness of an immediate family member.
Trip Interruption - the policy reimburses your unused non-refundable payments if your trip is interrupted, or you are unable to continue your trip, for covered reasons.
Medical Expenses/Emergency Assistance – the policy reimburses your trip-related medical expenses and provides emergency evacuation benefits.
Baggage & Personal Effects – coverage for loss, theft or damage to your baggage and personal belongings.
Other benefits of the coverage we offer:
· Injuries during amateur, organized, and intramural sports are not excluded.
· Scuba diving is not excluded so this plan can be used to satisfy our dive insurance requirement.
· Mental, nervous or psychological conditions are not excluded.
Cancel For Any Reason up to 2 days before departure (CFAR):
This option provides 75% coverage for trip cancellation up until 2 days before departure for any reason. Sail Caribbean will provide a non-transferable voucher for the remaining 25% of tuition to be used toward any Sail Caribbean program before the end of the following summer. For example, summer school is not a covered reason under the standard policy, but would be covered under this CFAR option. NOTE! CFAR must be purchased at the same time as the base policy, and is not available after full tuition has been paid. If you paid full tuition with your online application, then you must immediately purchase the trip insurance to get this benefit.
Trip Insurance Details
Review TripMate policy online or download printable TripMate brochure 
Our TripMate plan is available to US and Canadian citizens or residents only.
(Our 2009 plan for non-US citizens is coming soon!)
Trip Insurance Pricing
Coverage must be purchased for the entire trip cost. Below is a chart of premium rates to cover your full program tuition, excluding any airfare. Please adjust your premium according to your total trip cost.
| Trip Cost | $3000 to $4500 | $4501 to $6000 | over $6000 |
| Premium | $225 | $275 | $345 |
| CFAR Option | $70 | $120 | $150 |
| Programs | Alpha 1, 2, 3, 4 Bravo 3 Bravo 3 OW & Scuba Charlie 3 Advanced Scuba Early Bravo Early Bravo OW & Scuba Foxtrot 1, 2, 3 Foxtrot 3 OW Tango 1 & 2 Tango 1 & 2 OW |
Bahamas & Bahamas OW Belize Bravo 1 & 2 Bravo 1 & 2 OW & Scuba Charlie 1 OW Charlie 1 & 2 Advanced Scuba Charlie 1 & 2 Divemaster Delta 1, 2, 3 Echo & Echo OW Foxtrot 1 & 2 OW |
all combined programs |
Trip Cancellation insurance coverage begins on the date your premium is received by Sail Caribbean. The plan is non-cancelable and the premium is non-refundable once received. Sail Caribbean is making this coverage available and makes no claims or representations about the trip insurance plan.
Purchasing your Trip Insurance Plan
Use this secure online purchase form, or log in to your My Sail Caribbean account and go to the Documents section. (If your account is not yet activated, please call us and we'll help you over the phone.)
If you have any questions, please call our NY Office at 800-321-0994 or 631-754-2202, or email us at . For specific questions regarding the TripMate plan's coverage, call TripMate directly at 1-800-888-7292 from 8AM-5PM Central Time and refer to Plan ID# 433D.